What Do I Do After A Collection Agency Has A Student Loan Judgment?

Your options are incredibly limited after a judgment has been entered against you for a defaulted student loan. The number one option is to see if the collection agency will accept a lump sum settlement. If they won’t, then your next best option may be to file a chapter 7 or chapter 13 bankruptcy. Of course, the bankruptcy won’t automatically get rid of the student loan. But it may give you time to breathe and figure out your next step. Also, you may be able to file an adversary proceeding to discharge you student loan debt.

###
The next Q+A for March will be held March 27, 2021 at 12pm CST. You can submit your question here: https://stanleytate.typeform.com/to/afae6GPe

👉 Want my help? Schedule a free 10-minute phone call at: https://www.tateesq.com/free-talk​​

Source: #1 Student Loan Lawyer | Tate Law

  • CCC Board Of Governors Meeting | September 2020 Part B
    The California Community Colleges Board of Governors sets policy and provides guidance for the 115 colleges that constitute the system. The 17-member board is appointed by the governor and formally interacts with state and federal officials and other organizations. The board selects a chancellor […]
  • Preferred Walk-On vs. Walk-On: What’s the Difference?
    Our recruiting experts talk about the difference between a preferred walk-on and a regular walk-on. Learn more about this topic here: https://www.ncsasports.org/recruiting/managing-recruiting-process/walk-on-vs-scholarship Have a question about walk ons? Drop it in the comments below or email us at […]
  • Calbright College Board of Trustees Meeting | March 2021
    Source: California Community Colleges […]
  • Taking California Community Colleges to New Heights
    The Fullerton College Drone Lab teaches students to become better and safer pilots in the rapidly-growing drone industry. Students from all industry sectors can learn how drones can help enhance their workplace, while learning to be safer in the skies. Source: California Community Colleges […]
  • Ascent: Who are we and what do we do?
    Ascent Funding is an award-winning private student loan company offering more ways for students to pay for college with or without a cosigner. To learn more about Ascent’s products and benefits, visit www.AscentFunding.com Source: Ascent Funding […]
  • Bennington Writing Seminars – Eula Biss Addresses the June 2020 Graduating Class
    Source: Bennington College […]
  • Unique Student Loan Considerations for Physicians
    Physicians often ignore their student loan debt because so much of their brain space and emotional energy is dedicated to their vocation of medicine. In this episode, Student Loan Planner consultants Lauryn Williams and Justin Harvey explore unique student loan considerations and strategies for […]
  • Why A Student Loan Plan Matters | Student Loan Planner Expert Explains
    Are you prepared for student debt? Whether you’re contemplating getting student loans or you have student loans, a student loan debt plan is important in your journey to pay off student loans. In this video, we share why it is important to have a student loan debt plan at any amount owed. 📒 Show […]
  • 3 Minute Mondays | What Happens to Student Loans When I Die?
    Back again with this week’s 3 Minute Mondays. The questions this week are: 01:08 Q1: What happens to your student loans when you die? 02:05 Q2: Can student loans garnish your Social Security monthly benefits payment? 03:54 Q3: Can I go back to college if I owe student loans? ### Schedule a […]
  • Gloria White-Hammond Feb 08, 2021
    Gloria E. White-Hammond, Co-Pastor, Bethel A.M.E Church, Boston – Living the Faith-Filled Life: Career vs. Calling, Ephesians 4:11-13 – Gordon College Chapel Source: Gordon College […]
  • Going Back To School As An Adult: Is It Worth It?
    With Covid-19 and the economy, many adults are considering going back to college to advance their education. But is it worth it? Learn more here: https://theci.co/backtoschoolyoutube Here’s what we’re talking about in this video: ▶︎ Why people go back to school when the economy is down. […]
  • How to Make a Highlight Video | Football | Running Back
    Learn how to make a football running back highlight video and what college coaches are looking for at your position and level. Watch our football expert analyze highlight film, and get actionable tips for showcasing the skills coaches want to see in your video. RESOURCES: NCSA Football Recruiting […]
  • Heal Together – PCC’s pandemic response
    When the pandemic hit, PCC immediately pivoted to provide emergency grants and grocery gift cards to support students. Hear from PCC students Brea Nazareno and Adi Velasquez Espinosa about the impact it made, and PCC staff Kendi Esary and Christian Gaines about how the need still persists. Filmed […]
  • Women of WITCC: Sandy Gutierrez
    In honor of Women’s History Month, Mike is taking time to chat with some incredible women at Western Iowa Tech. Source: Western Iowa Tech Community College […]
  • CAN/DID: Why We Should Care about Anti-Asian Racism (Trailer 1:00) | De Anza College
    CAN/DID: Standing Against Racism and Injustice CAN/DID is an ongoing multimedia series that explores equity and social justice issues – including lessons we can all learn from the struggles of different groups and individuals – by drawing on the knowledge and experience of De Anza College students, […]
  • EvCC Technology Orientation video
    The Student Technology Orientation will cover student email, Canvas, Starfish and other technology that students may use at EvCC. Source: Everett Community College […]
  • Omelet | Kitchen Covered
    Student dining often gets a bad rap. Between the hefty cafeteria fare and the limited cooking options (microwave pizza again?), it can be hard work dodging the dreaded freshman 15. We’ve got you covered with Kitchen Covered: your quick fix to creating fresh, home cooked meals — all from the comfort […]
  • Visiting College – Navigating College Admissions
    Quadrangles, libraries, classrooms . . . oh my! We all have a picture in our minds of what a college campus looks like. We sat down with Zach Evans, Deputy Director of Admissions at UChicago, to talk about why you should visit a campus yourself before you apply. Source: UChicago College Admissions […]
  • CAN/DID: What Does Black Lives Matter Mean to You? | De Anza College
    CAN/DID: Standing Against Racism and Injustice CAN/DID is an ongoing multimedia series that explores equity and social justice issues – including lessons we can all learn from the struggles of different groups and individuals – by drawing on the knowledge and experience of De Anza College students, […]
  • Portland Community College’s Giving Tuesday 2020
    Tuesday, December 1st is Giving Tuesday! United in Opportunity, we’re asking our community to come together and give to the COVID-19 Response Fund for Students. We’re raising support for what our students need most right now: grocery store gift cards, laptop support and emergency grants for […]
  • Blinn College Board of Trustees – Board Workshop – March 09, 2021
    Blinn College Board of Trustees Source: Blinn College […]
  • Show Us Your Mask – THANK YOU!
    Source: UChicago College Admissions […]
  • What does a D1 corner infielder look like?
    What does a D1 softball corner infielder look like? Former D1 head softball coach Holly Bruder breaks down what a D1 corner infielder should have in their softball skills video. RESOURCES Build a free profile https://getrecruited.ncsasports.org/lp/softball-scholarships/ College Softball Recruiting […]
  • Q: How to stop a student loan garnishment after it starts?
    In this video, you’ll learn how to stop a student loan wage garnishment after it starts. *************************************** The first step in stopping a student loan wage garnishment is identifying whether you’re being garnished for a private student loan or federal student loan. If […]
  • Will President Biden Make College Free?
    Read the full article: https://www.studentloanplanner.com/biden-changes-student-loans/ Source: Student Loan Planner […]
  • URSI: Lightning Lecture – Ann Karreth
    Source: Ursinus College […]
  • Portland Community College President Mark Mitsui’s Election Day Message (ASL version)
    ASL interpretation of PCC President Mark Mitsui’s address to the college community about the importance of this moment and underscores the significance in an inclusive democracy of the right to vote. Source: Portland Community College […]
  • The Wisdom of Fools: Christianity and the Break in the Classical Tradition
    Shadi Bartsch, the Ann L. and Lawrence B. Buttenwieser Professor of Classics, presents her lecture at the 33rd annual Humanities Day. She examines the clash between Greco-Roman philosophy and the beliefs of early Christian scholars. Source: UChicago College Admissions […]
  • Brynn Harrington Feb 22, 21
    Brynn Harrington, Lead Pastor, Highrock North Shore – Steel Guitar: Keeping Faith in Trying Times, Mark 14:32-42 – Virtual Chapel at Gordon College – Monday, Feb 22, 2021 Source: Gordon College […]
  • Women of WITCC: Jessica Garcia & Sara Klatt
    In honor of Women’s History Month, Mike is taking time to chat with some incredible women at Western Iowa Tech. Source: Western Iowa Tech Community College […]
  • What does a D1 baseball left-handed pitcher look like?
    What does a D1 baseball left-handed pitcher look like? Former Division 1 player and NCSA’s Director of Baseball Nelson Gord, breaks down what a D1 left-handed pitcher should have in their baseball skills video. RESOURCES Build a free profile […]
  • Campus Housing Tour
    The Blinn College-Brenham Campus offers a variety of student housing options at affordable prices. Interested in a specific hall? Use the timestamps below to skip ahead. Mill Creek Hall – 0:25​ Blinn College Park Apartments – 1:00​ Wheeler Hall – 1:38​ Melcher Hall – 2:14​ […]
  • What are your recruiting resolutions?
    We’ll talk through some resolutions for recruits to consider as they start the new year with the hope of being recruited to a college team. TIMECODES 1:23 What are your recruiting resolution? 2:03 Start your recruiting, have an online presence 2:23 Winter Recruiting Checklist Here 3:41 […]
  • Ryan Ackerman 11/16/2020
    Ryan Ackerman, Senior Pastor, Cornerstone Church – Pray & Don’t Lose Heart, Luke 18: 1-8 – Gordon College – Monday, Nov 16, 2020 Source: Gordon College […]
  • Making a Water Polo Skills Video During COVID-19
    Learn how to make a water polo skills video during COVID-19 and what college coaches are looking for at your position/level. Watch our water polo expert analyze skills footage and get actionable tips for showcasing the skills coaches want to see in your video. Former D2 and D3 coach Dan Allen […]
  • How Parents Can Help Their Student-Athletes Become More Coachable
    As a parent, you may be wondering how you can help your athlete be coachable. Our experts provide some tips. Tips to help your student-athlete be more coachable: 1. Support your student-athlete’s coach 2. Reinforce the importance of listening to the coach’s feedback 3. Encouraging your athlete to […]
  • Credit Karma Tax Review 2021 | Best Free Tax Software
    Credit Karma Tax is again our pick for the best free tax software in 2021 due to it’s free price and all-inclusive tax filing. Here’s our full Credit Karma Tax review: https://theci.co/creditkarmataxyoutube Here’s what we’re talking about in this video: ▶︎ What’s new […]
  • Mike chats with Career Navigator Colleen Clifford
    Mike Brown chats with Student Advisor and Career Navigator Colleen Clifford about her experience, working with students, and campus services. Source: Western Iowa Tech Community College […]
  • HOMESCHOOL to COLLEGE Transition // Christy Bartel ’23
    If your home or homeschool co-op has been your school for years, it can feel intimidating to step into a college classroom or lecture hall for the first time. That was certainly the case for international affairs and history major Christy Bartel ’23 when she started her first year at Gordon. But […]
  • 10 Crazy Ways To Earn $10,000 [That You’ve Likely Never Heard Of]
    $10,000 dollars is a lot of money, but it’s a sum that’s reachable if your set making that much — we’ve put together 10 creative and crazy ways to make $10,000. Read the full article here: https://theci.co/crazywaysyoutube Here’s what we’re talking about in this […]
  • Scholarships Are Within Your Reach!
    1 in 3 scholarship applicants at CCC is awarded a scholarship! Learn more and apply today: https://www.clackamas.edu/admissions-financial-aid/financial-aid-scholarships/scholarships Source: Clackamas Community College […]
  • Faculty Focus – Spanish
    Learn Spanish online this fall at Clackamas Community College. Our classes are interactive … and fun! Now is the time to register for fall term. Our courses are online, so they can work with your schedule and keep you safe at home. Clackamas Community College has the lowest tuition rate in […]
  • CCC Board Of Governors Meeting | November 2020 Part B
    The California Community Colleges Board of Governors sets policy and provides guidance for the 116 colleges that constitute the system. The 17-member board is appointed by the governor and formally interacts with state and federal officials and other organizations. The board selects a chancellor […]
  • Feeling Frustrated About Your Student Debt? Here’s the High Cost of Student Loan Complexity
    It’s no secret that student loan debt affects people’s lives — and not in a good way. The ever-increasing student loan debt is a major cause of frustration and stress for many college graduates in America. Why is that? Who benefits from student loan complexity? Join me as I discuss why you need to […]
  • What is a Dead Period?
    Learn what a dead period is in NCAA recruiting and what to expect during it. SUMMARY • Get more information about the NCAA Quiet Period https://www.ncsasports.org/ncaa-eligibility-center/recruiting-rules/quiet-period • Get more information about the NCAA Dead Period: […]
  • Student Loan Repayment, Student Debt Cancelation and Justin Sloan, CFA, CFP, from Buckingham…
    Lots of topics to cover in this episode – I answer reader questions about student loan repayment and the best strategies for dental specialists. We also dive into what I think about the chance of Biden forgiving student loan debt and what that could mean for your taxes, and we have an […]
  • 4 Common College Recruiting Myths Debunked
    In this video, our experts discuss 4 common recruiting myths and how to avoid them to have your best chance at success in the college recruiting process. TIMECODES 0:56 Show Outline 1:38 What are recruiting myths? 1:58 Myth 1: College coaches will find you if you’re great at your sport 5:47 Myth 2: […]
  • Best Tips for Financial Planning: How to Balance Saving, Investing, and Paying off Debt with…
    Student Loan Planner consultants Rob Bertman and Meagan Landress share their best tips to find balance with budgeting, saving, investing, and paying off debt without sacrificing your quality of life. In today’s episode, you’ll find out: The right balance between paying off debt and saving for […]
  • Career Navigator: Jennifer Conley
    Mike Brown chats with Student Advisor and Career Navigator Jennifer Conley about her experiences, working with students, and campus services. Source: Western Iowa Tech Community College […]
  • OLT.com Online Taxes Software Review 2021
    OLT.com had some improvements this year, and it still has great pricing. But should you use it? Here’s our full Online Taxes review: https://theci.co/olt Here’s what we’re talking about in this video: 0:47 – Is OLT.com free? 1:16 – What’s new in 2021 with […]
  • College Recruiting Update: D1 Dead Period Extended to May 31st
    Our experts discuss the current landscape of college recruiting, including the latest NCAA recruiting updates, as well as some tips to manage the process during this time. https://www.ncsasports.org/blog/2020/10/27/recruiting-is-still-happening-what-recruiting-looks-like-across-division-levels […]
  • March 2021 Happy Hour + Social Q&A | Student Loan Planner
    I’m going to talk about if student debt cancellation will happen, whether payments will start in September, how rising interest rates impact your student loan strategy, and whatever you want to ask about. Feeling helpless when it comes to your student loans? ➡️ Check out our refinancing […]
  • 1040Now Review | Misses The Mark in 2021
    1040Now is again a tax software program that most people should avoid in our opinion. Here’s our full 1040Now review: https://theci.co/1040nowreview Here’s what we’re talking about in this video: ▶︎ How 1040Now says free file, but we couldn’t find any free pricing tiers ▶︎ […]
  • Invent Oregon: Broadway to Go Interviews
    Source: Clackamas Community College […]
  • A Weekend at Haverford College
    Taylor Seid ’22 walks us through a fall 2020 weekend at Haverford. Source: Haverford College […]
  • Comet Learning Center (CLC)
    Mike Brown chats with Bea Houston on the offerings and services available in the CLC such as free tutors, quiet study space, private room for speeches or recordings, and more. Source: Western Iowa Tech Community College […]
  • Make the Most of Your Winter – Online! De Anza College Winter Quarter 2021 | De Anza College
    Enroll now and make the most of your time – online! Classes will be held online in winter quarter 2021 at De Anza College, the college that’s always Tops in Transfer – and more! deanza.edu/apply-and-register De Anza College is always • Tops in Transfer: Always at or near the top statewide in […]
  • How to be Coachable and Why it Matters to College Coaches
    A student-athlete’s character and coachability factors high in what college coaches are looking for in recruits. Our experts discuss how to be coachable and why being coachable is so important. RESOURCES: ===================== For more on coachability, check out: […]
  • The Perfect Weapon with David Sanger – October 28th, 2020
    Source: Bennington College […]
  • Live Q+A | March 6 2021 | Getting Cosigners Released, Who the *&^% is ECMC, and more
    In this week’s Live Q+A, we covered: 00:23 FFEL Loans and student loan collections 01:25 When REPAYE and Standard Plan look alike 03:43 Disability and payment changes 04:47 Student loan from 1976 05:10 Reopening bankruptcy case 06:12 Settling student loans with different delinquency/default […]