Live Q+A Replay | February: Loan Forgiveness, Changes to Student Loan Bankruptcy, and Default Tips

Each month I host a live Q+A where you can ask me your student loan question and get an answer. This month, a lot of the questions focused on student loan bankruptcy and loan forgiveness.

The next Q+A for March will be held March 13, 2021 at 12pm CST. You can submit your question here: https://stanleytate.typeform.com/to/afae6GPe

Want my help? Schedule a free 10-minute phone call at: https://www.tateesq.com/free-talk

00:00 Introduction: Drinking Uncle Nearest 1820
00:47 How to find out if your tax refund will be taken for student loans
01:55 The meaning of "minimal standard of living" mean in student loan bankruptcy
03:14 Student loans sent to collection agencies are still student loans
04:23 Adding student loans to your bankruptcy after getting a discharge
05:40 Still have to pay student loan sent to collections even if they can’t validate the debt
07:49 You can run out of forbearance
08:19 Not getting screwed with a settlement
09:32 Stopping a garnishment after the freeze ends in September
12:05 When you have a fraudulent federal student loan
12:54 Length of an average student loan adversary proceeding
14:04 Maximizing student loan forgiveness
16:01 Loan forgiveness uncertainty
17:05 How to find student loans
17:52 Self-employed and income-driven repayment
18:51 Settle a student loan by contacting collection agency
20:01 Possibility of discharging federal student loans in bankruptcy
21:25 Possible changes to bankruptcy code for student loans
23:02 Student loans reappearing on credit report
23:57 Brunner Test and minimal standard of living
25:34 Consolidating just one federal student loan by itself
29:06 Questions from audience
42:20 Closing comments

Source: #1 Student Loan Lawyer | Tate Law

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