Be a Clydesdale, Not a Pony: Why Borrowers Shouldn’t Be Afraid of Taking More Professional Risks

What do student loans have in common with the Budweiser Clydesdales? You know, those massive and powerful bay-colored draught horses that you see in Bud advertisements?

Forgive the analogy, but you are a Clydesdale. You have more power than you think to steer your professional and, yes, financial destiny.

Join me as I make the case that you may be underestimating your ability to handle the load of student loan debt by discussing why our student loan system is, literally, an income tax you can buy your way out of.

In today’s episode, you’ll find out:
✅ When to certify your income for forgiveness
✅ Why you should consider amending tax returns if you’re married
✅ The best time to apply for the PSLF benefit
✅ The definition of full-time work for PSLF purposes
✅ Why the best time to get student loan help is as soon as possible
✅ What to do if married couples with student loans can’t afford to file tax returns separately
✅ Looking at federal student loans as an income tax that you can buy your way out of
✅ Why moving from California to Nevada can practically cancel your student loans
✅ Why the student loan payment and interest pause is unnecessary for 95% of grad students

📒 Show Notes 📒 at: http://studentloanplanner.com/115

Like the show? There are several ways you can help!

➡️ Subscribe on Apple Podcasts, Spotify or Google Podcasts
➡️ Leave an honest review on Apple Podcasts
➡️ Follow us on:
📲 Facebook: https://www.facebook.com/StudentLoanPlan
📲 Twitter: https://twitter.com/StudentLoanTrav
📲 Instagram: https://www.instagram.com/studentloanplanner/
📲 LinkedIn: https://www.linkedin.com/in/studentloanplanner/

Feeling helpless when it comes to your student loans?

➡️ Try our free student loan calculator: https://www.studentloanplanner.com/student-loan-calculators/
➡️ Check out our refinancing bonuses we negotiated: https://www.studentloanplanner.com/refinance-student-loans/
➡️ Book your custom student loan plan: https://www.studentloanplanner.com/hire-student-loan-help/

#StudentLoanPlanner #TravisHornsby #FinancePodcast

Source: Student Loan Planner

  • Getting Started on Your College Essays | College Covered
    In many ways, the most important conversation a school has with you comes in the form of your essay. Sure, SAT® and ACT® exams and transcripts provide an outline of your credentials, but it’s the essay that colors the application with your hopes, dreams and strengths. Think of it as your pitch: […]
  • Q: Can you settle federal student loans?
    Want to settle your federal student loans for less than you owe? This video goes over the basics of what you need to know to get a good settlement offer. First, you can settle federal student loans — if you’re in default. There’s no way around this requirement. So if you’re […]
  • 5 Ways to Easily Make Your Paycheck Last Longer
    We understand how anxious you may feel right now. For many of us, our day-to-day routine, school, personal health, family health, and even our jobs have been impacted by the coronavirus. It is important to remember that tough times don’t last, tough people do. Hang in there! One way to help combat […]
  • The Wisdom of Fools: Christianity and the Break in the Classical Tradition
    Shadi Bartsch, the Ann L. and Lawrence B. Buttenwieser Professor of Classics, presents her lecture at the 33rd annual Humanities Day. She examines the clash between Greco-Roman philosophy and the beliefs of early Christian scholars. Source: UChicago College Admissions […]
  • NCAA Recruiting Calendars (How to Use Them)
    The NCAA recruiting calendars outline 1:40 when (and how) NCAA DI and DII college coaches can proactively start recruiting athletes. Our experts discuss key terms and how to best use the calendars in your process. 4:20 It’s important to know the different periods in the NCAA Recruiting Calendar to […]
  • Teaching During COVID-19 and the Power of Giving
    Don’t miss the chance to hear from two of our faculty members: Monica Chu, ’98 UC alumna and Chemistry Lecturer, and Nicholas Scoville, Joseph Beardwood III, Chair of Mathematics and Associate Professor of Mathematics and Computer Science.  We would like to thank our faculty, staff and students for […]
  • Dane Cunningham
    This is what Student Loan Tutor did for Dane. Source: Student Loan Tutor […]
  • Alumni Talks: Legal Professions
    Source: Gordon College […]
  • California Community Colleges and Foundation for California Community Colleges First Response Fund
    Thousands of California Community College students struggled to stay in school when the COVID-19 pandemic hit. To help keep them enrolled, the California Community Colleges Chancellor’s Office and the Foundation for California Community Colleges worked together to create the First Response Fund, a […]
  • Sociology, Social Work, Criminal Justice & More
    Mike chats with Instructor Jill Moravek on college access, class options, words of encouragement and more. Criminal Justice – www.witcc.edu/programs/295 Psychology – www.witcc.edu/programs/70 Source: Western Iowa Tech Community College […]
  • Excerpts from “In the Studio with George Johanson:
    These excerpts from “In the Studio with George Johanson” were prepared for PCC’s Helzer Gallery’s Visiting Artist Program in 2021. The original, longer video is also available online at https://youtu.be/V4bXsX1vuaE Video produced by the Rock Creek Art Department and the Video Production Unit […]
  • Congratulations to Class of 2020!
    In advance of Bennington College’s 85th Commencement and first-ever virtual ceremony, faculty and staff offer their congratulations to the bold, brilliant, and resilient Class of 2020. All Commencement exercises will be posted on: […]
  • CAN/DID: What Are the Effects of Anti-Asian Scapegoating and Attacks During the Pandemic?
    CAN/DID: Standing Against Racism and Injustice CAN/DID is an ongoing multimedia series that explores equity and social justice issues – including lessons we can all learn from the struggles of different groups and individuals – by drawing on the knowledge and experience of De Anza College students, […]
  • TaxAct 2021 Review | Improvements, But Is It Worth It?
    TaxAct had some improvements this year, but higher pricing makes us pause. Here’s our full TaxAct review: https://theci.co/taxact Here’s what we’re talking about in this video: 0:58 – Is TaxAct free? 1:41 – What’s new in 2021 for TaxAct? 2:29 – […]
  • Commencement 2020—Commencement Speaker Nigel Poor ’86
    Multimedia artist Nigel Poor ’86, co-creator, co-producer, and co-host of the award-winning podcast Ear Hustle, a finalist for the 2020 Pulitzer Prize in Audio Reporting, will address the class of 2020 at Bennington College’s 85th commencement. Poor’s visual artwork explores the various ways people […]
  • How I Won Over $1 Million in Scholarships for College | College Covered
    When Christopher Gray was in high school, his family hit a rough patch. Raised in a single-mother household in Birmingham, Alabama, Gray found the recession hit his home particularly hard. But Gray was determined to go to college, and he worked hard to find scholarships that would make it happen. […]
  • How to Calculate Your BEST Student Loan Repayment | Student Loan Planner Expert Explains
    In this video, we’re going to calculate the best repayment plan strategy for you to pay your student loan fast. We will do a walk-through of using the BEST student loan repayment calculator for any borrower at any debt amount. 📒 Show Notes 📒 ✅ Why should borrowers use SLP’s calculator ✅ Where to […]
  • Getting Started at CCC
    Getting started at CCC takes six simple steps. To learn more about the steps, or get some extra help, please visit https://www.clackamas.edu/admissions-financial-aid/getting-started Source: Clackamas Community College […]
  • National Signing Day: Making Your Scholarship Offers Official
    Our recruiting experts discuss National Signing Day and accepting scholarship offers. Visit our website to view all the upcoming dates and read more about what signing an NLI means: https://www.ncsasports.org/recruiting/managing-recruiting-process/national-signing-day Get tips for comparing […]
  • Making a Football Running Back Skills Video During COVID-19
    Learn how to make a football running back skills video during COVID-19 and what college coaches are looking for at your position/level. Watch our football expert analyze skills footage and get actionable tips for showcasing the skills coaches want to see in your video. Former D3 University of […]
  • Public Service Loan Forgiveness Lump Sum Payments on Student Loans| What You Need to Know
    Are you curious about making lump sum payments under Public Service Loan Forgiveness? In this video, we cover what you need to know about how PSLF lump sum payments can help you. We’ll share what has changes, what’s different, why you should be cautious, and what it means moving […]
  • Ascent: Who are we & what do we do?
    Ascent Student Loans is an award-winning private student loan company offering more ways for students to pay for college with or without a cosigner. To learn more about Ascent’s products and benefits, visit www.AscentStudentLoans.com Source: Ascent Student Loans […]
  • Virtual Commencement Ceremony – Fall 2020
    The Blinn College District is proud to recognize more than 200 graduates during the College’s 143rd commencement ceremony. Congratulations, graduates! Source: Blinn College […]
  • How to Ace Your First Job Interview After College
    Getting the opportunity to have an in-person interview is a big deal, so be sure you don’t take it for granted. According to Career Sidekick, the average hiring manager will only invite 2-4 candidates for an in-person interview. Starting the next step in life – your career – can be scary, but don’t […]
  • Data: The Most Valuable Resource in the World
    John List, the Kenneth C. Griffin Distinguished Service Professor in Economics, discusses the data revolution’s impact on business, the existential threat facing companies that don’t generate or analyze data, and how data, more so than oil, is the most valuable resource in the world. The […]
  • Save for Your Kids Education Using a 529 College Savings Plan
    More than half of college attendees in the US take out student loans. Imagine saving your kids from the financial burden of student loans without being super-rich. It’s possible with a 529 plan. In this episode, I talk about 529 plans, how they work and why they’re a smart way to save for you kids’ […]
  • Joy: 2020 Virtual Music Spotlight
    Join the talented students of CCC as they make music from home. The CCC Music Department is hosting a virtual spotlight series that brings full-ensemble pieces created entirely from a distance. Catch performances by the chamber choir, jazz band, wind ensemble and classical guitar ensemble in this […]
  • Introduction to Financial Wellness
    In this video, we will cover the basic steps and introduction into the world of financial wellness. Make sure to take notes and watch the whole series to deepen your knowledge on the topic of financial wellness! Source: Ascent Funding […]
  • Making a Football Offensive Line Skills Video During COVID-19
    Learn how to make a football offensive line skills video during COVID-19 and what college coaches are looking for at your position/level. Watch our football offensive line expert analyze skills footage and get actionable tips for showcasing the skills coaches want to see in your video. Former […]
  • Marquis Lockhart 11/9/2020
    Marquis Lockhart, Youth Pastor, Washington Street Baptist Church in Lynn – Living Past Yourself, Luke 12: 13-21 – Gordon College – Monday, Nov 9, 2020 Source: Gordon College […]
  • Kay Coles James Fed 19, 2021
    Kay Coles James, President, The Heritage Foundation – Friday, Feb 19, 2021 – Gordon College Source: Gordon College […]
  • Make the Most of Your Winter – Online! De Anza College Winter Quarter 2021 | De Anza College
    Enroll now and make the most of your time – online! All classes will be held online in fall quarter 2021 at De Anza College, the college that’s always Tops in Transfer – and more! deanza.edu/apply-and-register De Anza College is always • Tops in Transfer: Always at or near the top statewide in […]
  • Between Spring And Summer Movement 2
    Composer: Daniel Powers Performing group: Blinn College Saxophone Quartet- Under the direction of Mr. Brian Klekar Performers: Denzel Blackmon- Soprano Saxophone Kyle Truss- Alto Saxophone Michael Yocum- Tenor Saxophone Ohany Acosta- Baritone Saxophone Source: Blinn College […]
  • 2020: A Year in Review
    Despite this year’s difficulties, the Blinn College District has had plenty of reasons to celebrate during 2020. As we look forward to the year 2021, here’s a quick look back on what we accomplished last year. Happy holidays, Buccaneers! Source: Blinn College […]
  • CCC Board Of Governors Meeting | November 2020 Part B
    The California Community Colleges Board of Governors sets policy and provides guidance for the 116 colleges that constitute the system. The 17-member board is appointed by the governor and formally interacts with state and federal officials and other organizations. The board selects a chancellor […]
  • What Will Happen to Student Loans After the Election?
    For this milestone 100th episode, I’m joined by all four consultants. Because we’re just one week away from the election, I’m talking with them about the election and what we expect could happen to your student loans regardless of who wins the 2020 presidential election. In this episode, […]
  • Why You Can’t Settle a Student Loan Without Hurting Your Credit Score
    Thinking about settling a student loan but don’t want to hurt your credit score? In this video, I go over the relationship between your credit score and student loan settlements. === 👋 Want to talk with me about your student loans? Schedule a free 10-minute call here: […]
  • History and Time, Nature and Place
    Rachel Fulton Brown, Associate Professor of Medieval History at UChicago. leads her students through a discussion of J.R.R. Tolkien’s Middle Earth. Using his letters as primary texts, the class debates theology, history, geography, allegory, fantasy and myth. Source: UChicago College Admissions […]
  • Meagan White – Berkey Memorial Scholarship
    Source: Everett Community College […]
  • Happy Holidays from Everett Community College: A look back at 2020
    So, 2020 wasn’t a great year, but it had its moments. Take a look back at the year’s highlights with Dr. Daria J. Willis. Happy Holidays! Source: Everett Community College […]
  • President Trump’s Executive Order & Student Loan Payments
    Federal student loan payments for student loans owned by the Department of Education are suspended through 2020. This suspension covers most but not all borrowers. You see the Dept. of Education doesn’t directly own all federal student loans. Some federal student loans are owned by your […]
  • Dr. Gregory Thompson | Nov 20th, 2020
    Gregory Thompson, Ph.D. | "Love in the Streets: The Faith Based Civil Rights Movement and the Contemporary Church" | Nov 20th, 2020 Source: Gordon College […]
  • Professor Agnes Callard
    Source: UChicago College Admissions […]
  • Tudor Truth and Jacobean Justice mailer commercial
    Commercial for EvCC’s exciting fall production. Visit Everettcc.edu/drama to sign up for your free audience mailer and for information on the show. Source: Everett Community College […]
  • Vision in Action: Next Frontier Session 4
    Source: California Community Colleges […]
  • Devising: Moving Through Time and Space
    Devising: Moving through Time and Space Bennington College and Beyond, Spring 2020 When the pandemic forced us to scatter, the students in Devising: Moving through Time and Space continued to create work wherever they landed. And their partners became light, time, nature, sound, space, and each […]
  • Live Dodgeball
    Source: Bennington College […]
  • The Best Tax Software 2021 – What You Should Be Using To File Your Taxes
    There is no "one-size-fits-all" for the best tax software. With the pandemic, many people’s tax situation has changed, leading to different options. Read our full guide to the best tax software here: https://theci.co/besttaxyoutube We rank tax software companies based on the […]
  • Why did you choose Haverford?
    Source: Haverford College […]
  • Video Game Design Online
    This program provides an understanding of the full video game development artistic pipeline. Students refine technical skills and artistic knowledge for creating game ready assets (acceptable polygon count and topology, UV layout, and physical-based shading) and learn how to import those assets […]
  • Cross Entropy as it Relates to Entropy
    A UChicago Professor guides students through a proof showing cross entropy as being greater than entropy. Source: UChicago College Admissions […]
  • CCC Wrestling Decade of Dominance Fundraiser
    To donate, visit https://give.clackamas.edu/wrestling. Since the fall of 2012 the Clackamas Community College’s annual Crab Feed and Auction fundraiser has helped the college’s wrestling program produce some amazing results on the mat, in the classroom, and on the recruiting trail. Last […]
  • NAIA Schools: Why Student-Athletes Should Consider Them
    NAIA schools can offer student-athletes a more well-rounded college experience, as well as opportunities for scholarships. Our experts discuss why it’s important to consider NAIA as an option. Source: NCSA Next College Student Athlete […]
  • Things to Consider When Comparing NCAA Division Levels
    It’s important to do your research and keep an open mind when it comes to your college search process. Learn more about comparing college division levels to find the right fit. For more on this topic, check out: […]
  • Kurt Lange Feb 17, 2021
    Kurt Lange, Lead Pastor, East Coast International Church, Lynn, – Living a Faith-Filled Life, John 4 – Gordon College Chapel – Wednesday, February 17, 2021 Source: Gordon College […]
  • BUSTING MYTHS about COLLEGE during COVID
    Navigating the college application and financial aid process during a pandemic is new for all of us. And it’s possible you’ve heard from mixed messages along the way—from the news or your well-meaning relative or even your guidance office. So, you may be left wondering: “Are standardized test […]
  • Free Speech wall dedication
    Ursinus College free speech wall dedication in Lower Wismer Source: Ursinus College […]
  • Fulfilling the Greatest Commandment with All Your Mind
    Dr. John Harris – Distinguished Visiting Scholar in the Natural Sciences – Associate Professor in the Department of Dermatology and Director of the Vitiligo Clinic and Research Center, University of Massachusetts Medical School Source: Gordon College […]
  • Q: How to stop a student loan garnishment after it starts?
    In this video, you’ll learn how to stop a student loan wage garnishment after it starts. *************************************** The first step in stopping a student loan wage garnishment is identifying whether you’re being garnished for a private student loan or federal student loan. If […]
  • How to Give Kids the Gift of Stock
    If you want to give a better than average gift this holiday season (or even anytime), consider giving the gift of stocks and investments. Read the full article here: https://theci.co/youtubegiftofstock Here’s what we’re talking about in this video: ▶︎ 529 Plans ▶︎ Buying Fractional […]